{"id":620,"date":"2015-12-08T15:07:21","date_gmt":"2015-12-08T15:07:21","guid":{"rendered":"http:\/\/jimmyarseneault.com\/?page_id=620&lang=en"},"modified":"2016-03-23T18:47:20","modified_gmt":"2016-03-23T18:47:20","slug":"liste-pour-votre-pret-hypothecaire","status":"publish","type":"page","link":"https:\/\/jimmyarseneault.com\/en\/liste-pour-votre-pret-hypothecaire\/","title":{"rendered":"Documents mortgage application"},"content":{"rendered":"
\n

Here are the documents required for a mortgage lender or broker (some may vary). They should give you an accurate list of what they need, but in general, this is what is required:<\/p>\n

Jimmy Arseneault, <\/strong><\/p>\n

Courtier Immobilier RE\/MAX no.1 au Qu\u00e9bec<\/strong><\/p>\n

\"documents-mortgage-application\"<\/a><\/section>\n
\"crayon\"<\/section>\n

BASIC DOCUMENTS<\/h4>\n

– Client Authorization
\n– Pay stub (if employed)
\n– 2 Photos (identity documents)<\/p>\n

DOCUMENTS REQUIRED WHEN THE PROMISE TO PURCHASE IS ACCEPTED<\/h4>\n

– The completed Promise to purchase
\n– SIA \/ MLS File
\n– School taxes and municipal taxes (copy)
\n– Vendor Declaration
\n– Proof of your investments, RRSPs and liquidity (three months of complete statement if less than 20% cash, 30 days if more than 20% cash)<\/p>\n

YOUR CREDIT FILE<\/h4>\n

– Please click here to download the PDF document<\/a><\/strong><\/p>\n

EMPLOYEE<\/h4>\n

– Letter from your employer confirming your title, the exact date you were hired and your income
\n– Recent pay stub<\/p>\n

SELF EMPLOYED \u2018REGISTERED\u2019<\/h4>\n

– Notice of provincial and federal contributions (past two years)
\n– Proof that your taxes are paid in full and up to date (copy of last check in the account or proof that taxes are zero for both governments)
\n– General T1 (first 4 pages) including the status section of the results of a business (past two years)<\/p>\n

SELF EMPLOYED \u2018INCORPORATED\u2019<\/h4>\n

– Same documents as the above (for Self Employed Registered) but adding these documents:
\n– Financial Statement of the company (last two years)
\n– Constitutive Status<\/p>\n

The \u2018I DECLARE\u2019 PROGRAM<\/h4>\n

– The same documents as the self-employed registered, adding these documents:
\n– The \u2018I Declare\u2019 Form, completed and signed<\/p>\n

IF YOU ARE THE OWNER OF OTHER BUILDINGS<\/h4>\n

– Mortgage Statement for each of the properties you own to demonstrate the balance and the payment of the mortgages.
\n– School and municipal taxes for each property (copy)
\n– Leases or renewal dates if you own rental property or a T1 General including the income and the expenses section of rental property.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Here are the documents required for a mortgage lender or broker (some may vary). They should give you an accurate list of what they need, but in general, this is…<\/p>\n","protected":false},"author":1,"featured_media":827,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"template-buy.php","meta":[],"_links":{"self":[{"href":"https:\/\/jimmyarseneault.com\/en\/wp-json\/wp\/v2\/pages\/620"}],"collection":[{"href":"https:\/\/jimmyarseneault.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/jimmyarseneault.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/jimmyarseneault.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jimmyarseneault.com\/en\/wp-json\/wp\/v2\/comments?post=620"}],"version-history":[{"count":6,"href":"https:\/\/jimmyarseneault.com\/en\/wp-json\/wp\/v2\/pages\/620\/revisions"}],"predecessor-version":[{"id":751,"href":"https:\/\/jimmyarseneault.com\/en\/wp-json\/wp\/v2\/pages\/620\/revisions\/751"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jimmyarseneault.com\/en\/wp-json\/wp\/v2\/media\/827"}],"wp:attachment":[{"href":"https:\/\/jimmyarseneault.com\/en\/wp-json\/wp\/v2\/media?parent=620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}